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What is the best service to process credit cards online?

Best way to process credit cards online? authorize.net, square, dwolla other options? Currently looking for online options only.

Lowest costs for a startup.

19 Replies

Michael Brill
5
0
Michael Brill Entrepreneur
Technology startup exec focused on AI-driven products
Stripe or Braintree will likely be the two you get down to, no matter what you start with. Having said that, I'm sure you'll get a dozen suggestions.
James Stayton
0
0
James Stayton Entrepreneur
Founder / CEO at Webbome labs. Technology solution provider for the automotive Industry.
Jasmine,
I recently went with Intuit and found both the sign up and customer service to be incredible. No fuss, no monthly charge just 15 minutes on the phone. I had paying a charge but ... that's gonna happen anywhere unfortunately.

Hope it helps,
James
Stuart Frederich-Smith
2
0
Director of Product at PlanGrid
I'd strongly recommend Stripe. It is really the easiest integration and allows for all of the sophisticated flows you might need (auth-only, recurring, post-transaction edits, etc.).
Gary May
0
0
Gary May Advisor
Founder and President of Interactive Marketing and Consulting Services (IM@CS)
Using Authorize.net for the past year and a half, TransFirst for over five years prior. All are competitive, all provide basically the same service. A little experience with Square and their backend is simple, especially the graphic displays.

No matter what you choose, you'll get a competitive product, for me the choice is around all of our business accounts, so it's about how our bank (Wells Fargo) interacts with the merchant solution.
Taylor Dondich
0
0
Taylor Dondich Entrepreneur
Vice President of Engineering at MaxCDN
I utilize Braintree. Take a look at their ignite program which provides no fees for your first 50,000 in transactions. Also they have extremely tight integration to accept PayPal payments. They have a fantastically simple API that provides minimal PCI compliance needs. Also their recurring billing is great and their support is always quick.

I am available to assist in technical details as well. Feel free to ask here or reach out directly.


Larry Mai
1
0
Larry Mai Advisor
Product Manager and Entrepreneur, former VC, still hacking
I like paypal and stripe
Richard Jun
1
0
Richard Jun Advisor
Managing Partner at Bam Ventures
HI Jasmine - Braintree and Stripe are the two with the best reporting analytics. If you want the lowest rates then Card1 is pretty good. Haven't found any rates that are lower. Happy to connect you. Rich
Richard P. Ashton, CSO
0
0
Richard P. Ashton, CSO Entrepreneur
Sales Process | Operational Optimization
Will you be utilizing an API to skin your online solution as you please?
Tom Tsatsos
0
0
Tom Tsatsos Advisor
San Francisco Bay Area Ecommerce Professional
It depends what you are trying to integrate with and what the life span of your solution needs to be, but you can't go wrong with Stripe, Authorize.net or Braintree.

Stripe is one of my personal favorites because it's extremely flexible/easy to set up from a developer perspective (read, minimal implementation costs), and, from an owner perspective, your account can be approved instantaneously.
Ben Sweat
2
0
Ben Sweat Entrepreneur
Director, Product at Idealab
I'm sure others have responded with these already: Braintree, Stripe would be the two I'd look at.
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